Frequently Asked Question

The Certified Legasy Planning Associate (CLPA) program is a comprehensive certification for financial
planners and intermediaries who seek to provide estate planning for their family, SME and foreign
CLPA graduates have undergone rigorous education, and meet ongoing CPD requirements by
attending expert workshops on emerging and essential topics.

The creator is Legasy Planners Pte Ltd (Legasy), an established training company in estate planning
and life skills.
Mr Keon Chee, the founder of Legasy, oversaw the creation of CLPA. He obtained critical inputs from
a group of highly experienced practitioners that include (by category in alphabetical order):
• Lionel Lau ACCA, Director of First Business Advisory
-Financial Planners
• Michael Seow, Senior Financial Services Director of Prudential
• Victor Tang, Personal Wealth Manager of AIA
• Louise Gan, Branch Director of Finexis Advisory
• Damien Ong, Business Director of Bancassurance at Aris Prime Partners
• Angelina Hing LLB, Managing Director of Integro Law Chambers
• Masagoes AK LLB, Managing Director of Aureus Law Corporation
• Patrick Tan LLB, CEO and Founder of Fortis Law
• Linda Wong ACCA, Managing Director of Kensington Trust Singapore Limited
• Keon Chee LLB MBA, Executive Director of Riverside Trustees Limited

CLPA is recognised by the Asia Estate Planning Association (AEPA), a non-profit society registered in
Singapore. (

CLPA was designed with these strong convictions:
• Broad-based to reflect our modern lives – Our topics cover the basic documents that
everyone should have to special needs, divorce, cross-border planning, business succession
and many others.
• Relevant to Financial Planning – Every estate plan has to be well funded.
• Plain English – We make complex concepts easy to understand and digest.
• Authoritative – Our trainers and course developers are well-recognised practitioners in their
respective fields.

The full curriculum has 11 one-day modules, divided into 5 practice areas:
A. Family Situations
B. Business Situations
C. Insurance Applications
D. Trust Applications
E. Electives

For the latest information on CLPA and its modules, please visit

For a brief brochure, you can view it here

Here is a brief description of the modules:

A. Family Situations

MEP1 (Modern Estate Planning – Module 1) covering Wills, Testamentary Trusts and LPA
Form 1.
MEP2 (Modern Estate Planning – Module 2) – covering Inheritance & Marriage Systems, LPA
Form 2 and Charitable Giving.
MEP3 (Modern Estate Planning – Module 3) – covering Divorce, Special Needs and Islamic

B. Business Situations

BIZ1 (Business Situations – Module 1: Starting the Business & Keyman Insurance) – covering
Starting a Company, Running the Company and Protecting the Company with Business and
Keyman Insurance.
BIZ2 (Business Situations – Module 2: Protecting Shareholders & Buy-Sell Agreements) –
covering Cross-Purchase Agreements, Anatomy of a Buy-Sell Agreement and Trust-Based

C. Insurance Applications

PIP1 (Practical Insurance Planning – Module 1) – covering Insurable Interest and Ownership,
Distribution Options, and Planning Situations such as Blended Families, Special Needs,
PIP2 (Practical Insurance Planning – Module 2) – covering How to Engage the HNW, Premium
Financing and Advanced Insurance Products.

D. Trust Applications

PTP1 (Practical Trust Planning – Module 1) – covering the Most Commonly used Trust
Structures, Fact Finding and Insurance-Based Trust Planning.
PTP2 (Practical Trust Planning – Module 2) – covering Active Living Trusts, Private Trust
Companies and Family Business Constitution.

E. Electives

• ELE1 (Legacy Planning & Real Estate) – covering Ownership & Stamp Duties, How Divorce
affects Property Ownership and How LPA Form 1 v Form 2 affects Property Ownership.
• ELE2 (Probate & Estate Administration) – covering Probate, Estate Administration and
Planning for Liquidity.

You can attain CLPA in 4 modules:

Level Modules
CLPA Advanced

To attain CLPA Advanced, there are 4 additional modules to take.

Yes, exemptions can be provided.

Please speak to us. RT can review the course materials and assessment result to determine whether
an exemption can be granted.

Note: The estate planning courses you have attended by another training provider may cover similar
topics or may even be very technically sound and rigorous. For example, if you have taken a course
in trusts and seek an exemption for PTP1, we need to ensure that the course you have taken
emphasises the practical aspects of trust planning for a typical Singapore family, which is what PTP1
focuses on.

The cost per module is:

• $1,000 per person for online training $500 nett payable for Singapore Citizens aged above 40 and $700 nett payable for Singapore Citizens aged below 40 and all Permanent Residents regardless of age*
• $1,200 per person for in-person training $700 nett payable for Singapore Citizens aged above 40 and $840 nett payable for Singapore Citizens aged below 40 and all Permanent Residents regardless of age*

IBF subsidy is currently 70% for Singapore Citizens aged 40 and above and 30% for Singapore Citizens
aged below 40 and all Permanent Residents regardless of age, capped at $500 per course*

*Terms & conditions apply. Valid from January 1, 2023 till further notice.

Please visit for latest information.